Assuming the ‘number one’ is yourself and that you are a Colorado individual that does not belong to the 7.8% of the population that is unemployed; you probably have insurance through your employer—but not necessarily.
Times They Are A Changin’
Health insurance plans for individuals and families used to be offered by nearly every employer; it’s just the way things were. Thanks to the current state of economy however many companies have opted out of insuring their employees. If you are employed but need to purchase your own Health Insurance it’s time to look into some of the insurance companies offering discounted plans which they refer to as ‘affordable Health Care plans’ for individuals and families. It only makes sense since offering nothing but high priced insurance plans was discouraging many people from getting Health Insurance at all. So we had lots of people running around with no insurance and insurance companies with no customers. By lowering the cost of insurance more people now sign up so they are insured and the insurance company once again is making money. Fortunately for us and unfortunately for the insurance companies however; Obama-care has made it nearly impossible for those companies to turn down anyone with pre existing conditions. That’s good news for people that have those conditions.
If You Lost Your Job
If you are one of the unlucky 7.8% of unemployed individuals in Colorado (or anywhere else for that matter), hopefully you are receiving unemployment and some form of Health Insurance such as Cobra. You still have to pay for Cobra, but it is usually less expensive than purchasing your own individual Health Care plan. It however, as with unemployment, eventually runs out. Don’t wait until the last minute to check out discounted insurance plans. This is where looking out for number one comes in. If you don’t look out for yourself no one else will… They’re too busy trying to find their own insurance plan!
Open up your laptop and do a search for affordable Health Insurance plans. And don’t be surprised when you’re bombarded with offers from insurance plans you never even knew existed. Once it’s out there that you’re looking for personal insurance, there will be no shortage of plans being offered you.