Posted by Torko on April 21, 2012

Managing Your Personal Checkbook

Managing your checkbook with pencil and paper is very nearly a thing of the past. More and more people are turning to money management software that includes helping you to balance your account. With all the online possibilities for paying bills, people might not have to order checks for years at a time! Someday possibly, not at all. Just like very few people carry cash and more; very few people pay bills with paper checks through the mail. More and more institutions are allowing their customers to make automatic withdrawals from their accounts, via computer, to pay their bills.

Which Software Is Best?

Here is a review of the top rated software’s available for personal checking accounts: the Deluxe version of Money Plus Sunset received 8 out of 10 stars (not compatible with Microsoft); Metalogic Finance Explorer received 8 out of 10 stars (full featured with advantages but might take some time to master); Grisbi also received 8 out of 10 stars (just be sure not to forget your password or it’s bye bye data); Money Manager Ex with another 8 out of 10 stars (easy to use but lacking in certain areas); GFP with, you guessed it, 8 out of 10 stars (utilitarian for newcomers and seasoned veterans alike).

Other Top Personal Checking Software

Ace Money Lite received six out of 10 stars-good software but supports only two accounts; Home Bank received 8 out of 10 stars-nice but you have to sign up with an accounts before you can access any help guides; and GnuCash (award winning freeware by Gizmo) receives a whopping 9 out of 10 stars. Many of these software programs have small differences. Most are relatively alike and inclusive however. Very few can be accessed through a portable device. GnuCash is one of the few that is accessible through portable devices though not by means of anything manufactured by its developer.

Keep in mind that there are free software programs as well as software programs for personal checking and banking that you have to pay for. Do some research on your own to see which would work out the best for your financial records and needs. The Internet is one of the best places to find reviews these days. Try to find a site that is not affiliated with the particular software involved in your research. Any site that represents a particular type of software is bound to be biased in their reviews and information. Magazines and online informative sites and blogs that continue to be the favorites of computer geeks everywhere are great places to find helpful information.

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